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Office Benefits Program

Comprehensive and affordable health coverage for your practice
Operating a successful practice such as yours requires the management of many issues aside from your patients – such as finding good health insurance coverage for you and your employee group. As a regional Preferred Provider Network (PPO), Consociate Care understands these important decisions many Physician Practices face when selecting and managing health insurance coverage. That is why we are very excited to announce a new partnership with the Physicians’ Benefit Trust Life Insurance Company (PBT).

Who is Physicians Benefit Trust?
PBT, a wholly owned subsidiary of ISMIE Mutual Insurance Company, is a unique entity formed by the Illinois State and Chicago Medical Societies. Created to provide ‘the finest health insurance and services to the individuals who have made health care their profession and understand its importance,’ the health plans are truly designed for physicians, by physicians.

How the plan can benefit you
Consociate Care and PBT have developed a plan offering available to provider members of the Consociate Care Network, their eligible employees and family members. Key benefits of the PBT programs include:

  • NO pre-certification or second-opinion requirements - except for Organ Transplants 
  • NO minimum group participation requirements – PBT will insure all, or just a portion of, your group practice. 
  • Indemnity, PPO, and HSA qualified High Deductible Health Plans. 
  • Ability to offer up to three (3) different deductible options to your employees. 
  • Coverage for physicians is completely portable

If you elect coverage in a PBT Health Plan between June 1 and September 30, 2006:

  • Every applying participant will be ENROLLED and GUARANTEED COVERAGE,

    and 
  • COVERAGE WILL BE ISSUED AT PBT STANDARD RATES with no “rate up” due to participant health history.

Learn More - To learn more about the program, we encourage you to review the PBT brochure.

Get a Quote – To obtain a quote for your office group, simply fill out the census form -and fax it back to Consociate Dansig at 451-9088

 
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